Why Ford Pro?

Ford Pro FinSimple

Easy & Efficient

Commercial lines of credit, upfit financing, combined billing and the option to work with a finance expert are some of the ways Ford Pro FinSimple can help make your vehicle leasing and financing process easy and efficient.

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Commercial Instalment Financing

Ford Pro FinSimple provides you with flexible solutions so we can meet your changing business requirements. We'll work with you to help develop financially smart solutions to meet the needs of you and your business. Our flexible financing program allows you the freedom to pay off your commercial financing bill at your own pace.


  • Traditional financing
  • Flexible Terms
  • No hidden fees
  • Combined Billing Available

Eligible Vehicles

  • New/Used
  • Cars through heavy duty trucks
  • Upfit vehicles
  • Download capabilities

Ineligible Vehicles

  • Emergency, fire and ambulance
  • Rental Units


  • 4 - 72 months

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The Convenience of a CLOC

Apply1 for a Commercial Line of Credit (CLOC), and once approved, you can add vehicles to your fleet and get coverage year round for all of your financing or leasing needs; no need to reapply with us every time you need a vehicle2.

Your online application will be processed in as little as two business days. You'll get the advantage of flexible terms, no setup or non-utilization charges and available for Commercial Instalment Financing, CommerciaLease and Commercial Red Carpet Lease.

Open a CLOC and you'll get the advantage of:

  • Flexible terms
  • No setup or non-utilization charges
  • Available for retail financing, Red Carpet Lease and CommerciaLease
  • Credit that frees up capital
  • Availability of a combined billing statement
Commercial Line of Credit

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CommerciaLease (TRAC)

Accept leasing terms that suit your business best. Our open-ended Terminal Rental Adjustment Clause (TRAC) lease program allows you the flexibility of setting the residual based upon your business requirements.

Eligible Vehicles

  • New/Used
  • Cars through heavy duty trucks
  • Upfit vehicles
  • High kilometrage and heavy use vehicles

Ineligible Vehicles

  • Vehicles used for livery (for hire) operations
  • Emergency, fire and ambulance
  • Rental Units


  • Flexible Terms
  • No acquisition or up-front administration
  • No kilometrage restrictions or penalties
  • No charges for excess wear and tear
  • Upfits can be residualized
  • Combined Billing

Lease-End Options

You have several options at the end of your Commercial Lease

  • Contact your dealer to purchase or lease a new Ford vehicle and facilitate the trade in of your current CommerciaLease
  • Contact our Business Centre at 877-636-7346 (toll free) for any other inquires.
Note: You are responsible for any deficiency between the balance owed and the selling price (including any costs incurred to sell the vehicle as agreed upon in your Master Lease Agreement).

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Commercial Red Carpet Lease

Get all the benefits of Ford fleet vehicle ownership without the worry of residual risk. Add new vehicles, and only be held responsible for excess mileage, and wear and use charges at the end of your lease.


  • Lease payments are usually lower than similar term finance payments
  • Allows for your cash to be invested in your business
  • Short-term leasing allows newer vehicles more often

GAP Protection Benefit

Red Carpet Lease protects you by waiving the gap between your insurance payoff and your outstanding lease balance if your vehicle is stolen or damaged beyond repair. With GAP protection, you're responsible for only the insurance deductible and any outstanding charges (e.g., past-due payments) at the time of the incident. Certain restrictions may apply.

Eligible Vehicles

  • New

Ineligible Vehicles

  • Upfit vehicles
  • High kilometrage and heavy-use vehicles
  • Vehicles used for livery (for-hire) operations
  • Emergency, fire and ambulance
  • Rental units

Lease-End Options

At the end of your Red Carpet Lease, you have your choice of three different options after satisfying your lease-end obligations:

  • Buy or lease a new Ford
  • Purchase at a predetermined price
  • Return your leased vehicle

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Municipal Financing

 Expand your police and EMT fleets with the financing you need for vehicles, upfits and accessories.  Our Municipal Lease/Purchase Financing specialists are ready to help--even on limited budgets.3

Wondering What Option Suits Your Needs? Contact Us Today!

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